Deal Calculator

Punch in the numbers on any UK purchase — auction lot, private deal, BRRRR or HMO conversion — and see straight away whether it stacks up. Free, and nothing is saved unless you want it to be.

Purchase & development costs

Deal nameSomething you will recognise — e.g. “Auction Lot 4”.

Address linePostcodeWe look up the council area automatically.

Deal typeOne tenancy, one monthly rent.Stamp duty rate (buyer / tax profile)Set separately from the deal type.Purchase price (£)Stamp duty (SDLT) (£)Worked out automatically from the price and the tax profile — type a figure here only to override it.

Additional property / SPV company (5% surcharge)

£0Effective rate: 0.0%

Up to £125k5%
£125k–£250k7%
£250k–£925k10%
£925k–£1.5m15%
Over £1.5m17%

Enter a purchase price to see the band. Updates instantly as you type.

Agent / sourcing fee (£)Legal fees — purchase (£)SDLT / tax advice fee (£)Construction / refurbishment (£)Planning fees (£)Utilities (£)Party wall fees (£)Structural engineer + building regs (£)Project management (£)Contingency / other (£)

Total purchase & construction cost£0

Bridge loan / initial finance

Switch off if you are buying with cash.

Funding

Initial cash required£0

Remortgage / exit

End valuation / GDV (£)Remortgage LTV (%)Remortgage valuation fee (£)Remortgage legal fee (£)

Remortgage loan£0

Total cost to date£0

Total cash left in£0 — all capital recycled

Rent projections

One tenancy, one monthly rent.

Rent basisMonthly rent (£ pcm)£0 a year.

Gross rent (monthly)£0

Gross rent (annual)£0

Running income & expenses

Mortgage interest rate (%)Repayment typeMonthly mortgage payment (£)Calculated: £0 — leave blank to use it.Management fee (%)Agent VAT registered?Insurance (£ per year)Maintenance reserve (% of rent)Compliance reserve (£ per year)

Mortgage (annual)£0

Management fee (annual)£0

Maintenance reserve (annual)£0

Net profit (annual)£0

Verdict

Add your numbers

Enter the rooms and rent to see whether this stacks up.

Key numbers

Money left inNone — fully recycled

Net cash flow (monthly)£0

Net cash flow (annual)£0

ROCE / cash-on-cashInfinite — no cash left in

Gross yield0.0%

Net yield0.0%

Rent cover (ICR)—